Accept contactless payments including cards and digital wallets with SumUp Tap to Pay.

A person making a contactless payment using a mobile phone with a digital wallet app on the screen, displaying a payment amount of £7.25, while holding a credit card in their other hand.

Get paid with just your smartphone

No card reader needed

You’ll always be ready to take payments on-the-go with your smartphone. Perfect for when you run a mobile business and don’t want to carry bulky hardware or extra devices.

Free to set up

Getting started is completely free, there’s no activation cost. You’ll only pay a small transaction fee on payments you take with Tap to Pay.

Start immediately

By downloading the SumUp app and following a few simple steps, you’ll be ready to start taking payments with your smartphone in minutes.

Tap to Pay for Your iPhone

With Tap to Pay for iPhone, you can accept in-person contactless payments in-store or on the move - no card reader required!

Try iPhone Tap to Pay

Tap to Pay for Your Android

Accept payment directly on your Android smartphone from the SumUp app. Free and easy activate. Get set up in minutes.

Try Android Tap to Pay

  • Tap to Pay on iPhone is compatible with iPhone XS or newer devices running the latest version of iOS.

    Tap to Pay on Android is compatible with Android phones and tablets equipped with NFC functionality and running on Android 11 or higher.

    Both Tap to Pay on iPhone and Android require you to download the free SumUp app to use.

  • With Tap to Pay on iPhone and Tap to Pay on Android, you can accept:

    • VISA

    • Mastercard

    • Maestro

    • American Express

    • Discover

    • Apple Pay

    • Google Pay

    • Samsung Pay

    • Other digital wallets

  • Tap to Pay on iPhone and Tap to Pay on Android are free to set up. With both Tap to Pay products, you’ll only pay a small transaction fee of 1.69% on each payment you take on your smartphone.

  • There’s no limit to the amount you can accept with Tap to Pay. For transactions requiring PIN verification, customers can securely enter their card PIN directly on your smartphone. Tap to Pay is designed to prevent all photo, video, screenshot, and screen-recording features from capturing a customer’s card number or PIN.